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Margarita is responsible for setting corporate direction, corporate planning, fundraising and management of Cabrillo projects and operations. She has more than 30 years of experience in community development, housing and redeveloping communities. Margarita's career has had a strong focus on largely underserved urban and rural communities in Southern California. Prior to joining Cabrillo, Margarita was the Regional Administrator for the East Valley Region of CRA/LA, a Designated Local Authority and successor of the Community Redevelopment Agency of the City of Los Angeles, where she managed the development of numerous affordable housing and commercial projects. Margarita received both undergraduate and graduate degrees from UC Riverside, and has a Masters of Arts in Public Administration from CSU Northridge.

Victoria is responsible for oversight of accounting, information technology, risk management and asset management functions. She manages preparation and monitoring of the annual budget and oversees third-party preparation ofcorporate and limited partner audited financials. Victoria has been in the affordable housing industry for over 15 years and with Cabrillo for over 10 years. She brings a wealth of experience in development, construction, and property management accounting, as well as nonprofit experience. Prior to Cabrillo, Victoria worked with a for-profit, national developer providing affordable and market rate housing. Victoria holds a Bachelor of Science degree in Accounting. She is also certified as Consortium for Housing and Asset Management Specialist by NeighborWorks of America.

Denise works closely with the CEO to support the development of new business opportunities, improve internal systems to promote communication and efficient functioning, and develop key partnerships with local and regional nonprofits, businesses and government agencies. Denise collaborates with the operational divisions of CEDC to support the expansion of business programs and services, and the development of strategies to improve financial capacity and operational efficiency. Prior to joining CEDC, Denise was a principal at Keyser Marston Associates, Inc. advising agencies throughout California and Nevada on redevelopment programs. Denise was also a Housing Analyst for the Economic Development Agency for the County of San Bernardino where she developed and implemented a marketing program for foreclosure prevention programs. Denise has a master’s degree in business administration, with an emphasis in strategic management, from Claremont Graduate University and has a Bachelor of Science degree in Architecture from the University of Southern California.

Lydia Perez is responsible for the oversight of Cabrillo EDC’s residential portfolio, which includes 26 affordable communities that serve nearly 1, 200 low-income families. With more than 15 years of residential property management experience, Lydia’s strong leadership skills and property management knowledge will ensure the successful operation and management of Cabrillo EDC’s portfolio. Prior to joining Cabrillo EDC’s team, Lydia was Regional Portfolio Supervisor for Investec Management Corporation, overseeing 657 units in fourteen communities spread out in San Luis Obispo County, Santa Barbara County, Ventura County and Los Angeles County. Lydia is Bilingual (English/Spanish) dynamic, energetic and experienced in conventional, tax credit and senior housing.

Utilizing over 30 years of experience in the real estate industry as a developer, investor and lender, Billy will manage and oversee CEDC’s affordable housing activities, and train and supervise project management staff. He will be taking charge of project development and ensuring successful transitions of CEDC’s projects from construction to operation.

Before joining CEDC, Billy was the Managing Member of Black Point Investments, LLC (BPI), where he directed the acquisition and renovation of over 3 million square feet and nearly $1 billion in historic renovations including the re-purposing of several textile mills and historic schools. Billy was the former president at Bi-Coastal Communities which developed affordable multifamily housing throughout the southeast. Billy successfully developed over 2000 units totaling over $300 million in affordable housing and senior housing. His work with housing and developing authorities was recognized when he was named “Developer of Choice” by the Fulton County Housing Authority.