Margarita is responsible for setting corporate direction, corporate planning, fundraising and management of Cabrillo projects and operations. She has more than 30 years of experience in community development, housing and redeveloping communities. Margarita's career has had a strong focus on largely underserved urban and rural communities in Southern California. Prior to joining Cabrillo, Margarita was the Regional Administrator for the East Valley Region of CRA/LA, a Designated Local Authority and successor of the Community Redevelopment Agency of the City of Los Angeles, where she managed the development of numerous affordable housing and commercial projects. Margarita received both undergraduate and graduate degrees from UC Riverside, and has a Masters of Arts in Public Administration from CSU Northridge.

Victoria is responsible for oversight of accounting, information technology, risk management and asset management functions. She manages preparation and monitoring of the annual budget and oversees third-party preparation ofcorporate and limited partner audited financials.Victoria has been in the affordable housing industry for over 10 years and with Cabrillo for over six years. She brings a wealth of experience in development, construction, and property management accounting, as well as non-profit experience. Prior to Cabrillo, Victoria worked with a for-profit, national developer providing affordable and market rate housing. Victoria holds a Bachelor of Science degree in Accounting. She is also certified as Consortium for Housing and Asset Management Specialist by NeighborWorks of America.

Denise works closely with the CEO to support the development of new business opportunities, improve internal systems to promote communication and efficient functioning, and develop key partnerships with local and regional nonprofits, businesses and government agencies. Denise collaborates with the operational divisions of CEDC to support the expansion of business programs and services, and the development of strategies to improve financial capacity and operational efficiency. Prior to joining CEDC, Denise was a principal at Keyser Marston Associates, Inc. advising agencies throughout California and Nevada on redevelopment programs. Denise was also a Housing Analyst for the Economic Development Agency for the County of San Bernardino where she developed and implemented a marketing program for foreclosure prevention programs. Denise has a master’s degree in business administration, with an emphasis in strategic management, from Claremont Graduate University and has a Bachelor of Science degree in Architecture from the University of Southern California.

Eduardo Espinoza has worked in the field of nonprofit affordable housing since 1999, developing over 1,500 units of affordable housing (senior, multi-family, single family, and farmworker housing) in California and Texas. He uses his educational background in architecture and project management in assessing site design, project feasibility and community integration. Recently Eduardo worked at the Cesar Chavez Foundation (CCF) as Senior Project Manager with re-syndicating several of CCF’s multi-family tax credit developments in California’s Central Valley. Eduardo began his introduction into affordable housing as an AmeriCorps Volunteer for the East LA Community Corporation (ELACC). He then worked as a construction manager at ELACC to rehabilitate over 40 single-family homes in low-income communities of Los Angeles. Eduardo currently serves on several community arts and education nonprofit boards, including A La Brava Productions and the Chicano International Film Festival. He also served on the Boyle Heights Neighborhood Council (Council District 14) for the City of Los Angeles. As a volunteer, he helped complete the CASA 0101 Community Theater in his hometown of Boyle Heights. Eduardo has a Bachelor of Arts degree in Architecture from the University of California, Berkeley, and a professional designation in construction management from the University of California, Los Angeles.

Luz Soto is responsible for the oversight of Cabrillo’s residential portfolio, which includes 26 affordable communities that serve nearly 1,200 low-income families. With more than 20 years of property management experience, Luz’ strong leadership skills ensure the successful operations and management of Cabrillo's rental portfolio. Overall, she is responsible for the oversight of property budgets; the timely turnover of vacancies and delinquencies; and oversees all legal matters related to tenant-landlord laws and fair housing issues. Luz returns to Cabrillo after serving as Senior Vice President of Property Management and Resident Services with Abode Communities, where she managed 38 affordable housing developments with 2,319 homes that served 6,300 low-income people. From 2005 to 2013, Luz served as Cabrillo's Property and Asset Management Director. Prior to this, she worked as the District Property Manager for the Brackenhoff Management Group, where she managed a 1,300-unit tax credit portfolio throughout California. She also worked with Goldrich & Kest Management, Inc., where she oversaw a residential portfolio consisting of 8,000 units, including HUD project-based Section 8, tenant-based Section 8, and Sections 202, 811 and 236. Luz is a certified housing asset manager by the Consortium for Housing and Asset Management; has a nonprofit affordable housing specialist certification from the NeighborWorks America Training Institute; is certified as a professional of occupancy from National Association for Housing & Redevelopment Organization; a national assisted housing professional by the National Affordable Housing Management Association; and holds a variety of low Income housing tax credit, fair housing and USDA 504 program certifications.

Jeanette is a communications professional with more than 20 years of experience in the field. Before joining Cabrillo, she served as the Executive Director of the Brain Injury Center of Ventura County with a goal of raising funds and creating awareness to sustain educational and supportive programming for brain injury survivors and their families. Prior to this, Jeanette served as the Director of University Marketing at California Lutheran University where she guided the marketing initiatives for graduate and undergraduate programs and managed a full-service marketing department. She also served as the Community Affairs Manager/PIO for the City of Oxnard; Public Relations Director/PIO for Ventura College; and worked as a broadcast journalist for many years. Jeanette holds a master’s degree in public policy and administration from California Lutheran University and a bachelor’s degree in radio-television/journalism from California State University, Fresno.